Privacy Policy

Gulf Holdings LLC collects account, usage, calculator input, subscription, board book recipient, and support data to operate CACulator.io.

Payment processing is handled by Stripe. CACulator.io does not see or store full credit card numbers. Stripe captures card details directly and confirms billing lifecycle events through signed webhooks.

Cohort benchmarks are computed only on metric inputs from users who explicitly opt in via the SaaS profile page. Inputs contributed to benchmarks are anonymized and pseudonymized — they are aggregated across many companies before being shown in any p25 / p50 / p75 band, and no individual company is identifiable from a benchmark band. You can opt out of benchmark contribution at any time from your profile; opting out removes future contributions and excludes you from subsequent aggregations.

Board book recipient emails are used solely to send the magic-link viewer URL and to scope the watermark on per-recipient PDFs. Recipient emails are not used for marketing and are not shared.

We use product analytics and cookies to understand usage, improve calculators, detect abuse, and support subscriptions. You may request access, correction, deletion, or export by emailing privacy@caculator.io.

We may retain records needed for billing, security, legal compliance, dispute resolution, and backup integrity.